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Check Books and Personal Checks

You can order checks from your bank or a check printer. Verify every number first.

Updated . Edited by: Ilyass Ben Hakim.

Where to buy

Banks and credit unions order checks for account holders. Licensed check printers sell them online for less.

Professional insight

Bank staff treat a check order like a security document. The printed numbers must match exactly.

  • Routing and account numbers must match your bank records.
  • Start numbers above your last check used.
  • Ask for security features like microprint and void marks.
  • Have boxes shipped with tracking, not left unsigned.

Check the label

0 of 7 checked

Terms to know

TermMeaning
Routing numberIdentifies your bank
Account numberYour own account at that bank
MICR lineMachine readable numbers along the bottom
E-13BThe MICR font used in the US and Canada
Duplicate checksCarbonless copy of each check you write

Types

Personal wallet checks

Fit a standard checkbook cover.

Duplicate checks

Leave a copy under each check.

Business checks

Larger, often three per page.

Computer checks

Printed from software on blank stock.

Red flags

  • Sellers asking for your online banking login.
  • No security features listed at all.
  • Websites with no company address or contact.
  • Prices that require a wire or gift card payment.

Storage

  • Keep unused checks in a locked drawer.
  • Shred voided or old checks.
  • Use a gel pen that resists washing.

Common questions

Is it safe to order checks from a non bank printer?
Often yes, if the company is reputable. Double check every number.
Do I need my address on checks?
No. Many people leave it off for privacy.
Can I print my own checks?
Yes, with software, blank stock and MICR toner.
Why use the MICR line?
Banks read it by machine to sort and clear checks.